As of December 1, 2022, Reserve National Insurance Company (formerly known as Kemper Health) is part of the Medical Mutual family of companies and is no longer affiliated with the Kemper Corporation family of companies.
The Kemper and Kemper Health trademarks and similar or derivative trademarks are temporarily being used by Reserve National Insurance Company under license from Kemper Corporation.
Frequently Asked Questions
Can I save money by paying my premiums annually?
Yes! If you are in a position to pay your premiums annually, we do offer a discount for the Home Health Care Policy.
Can my policy be canceled by the company?
No! All of our policies have a renewal safeguard feature. The only way you can be canceled is if you fail to pay the premium within the grace period, or all of the policies within the state are canceled.
Who else in this area is covered?
Due to HIPAA privacy laws now in place, we are unable to disclose this information. As one of our policyholders, your privacy would be protected by these same laws.
What is MedMutual Protect Senior Solutions? I have never heard of it.
"MedMutual Protect Senior Solutions" is a suite of insurance plans designed to help individuals in their senior years. These insurance plans may be purchased by individuals who are already "seniors" or those who are younger and planning for the future. The insurance benefits under the MedMutual Protect Senior Solutions policies are provided by Reserve National Insurance Company, a company of Medical Mutual of Ohio. Reserve National Insurance Company has been providing life, accident and health insurance since 1956.
Do I need a physical exam to qualify for insurance coverage?
We do not currently require a physical exam.
This is a brief summary. Specific policy provisions and state requirements will control.
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Toll Free: 877.877.0199
Fax: 405.254.2120

Mailing Address:
MedMutual Protect
PO Box 9965
Austin, Texas 78766-9965

In California, Reserve National Insurance Company does business as Kemper National Life Insurance Company
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