As of December 1, 2022, Reserve National Insurance Company (formerly known as Kemper Health) is part of the Medical Mutual family of companies and is no longer affiliated with the Kemper Corporation family of companies.
The Kemper and Kemper Health trademarks and similar or derivative trademarks are temporarily being used by Reserve National Insurance Company under license from Kemper Corporation.
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A Modified Whole Life Insurance Policy
Home Health Care Policy
A Modified Whole Life Insurance Policy
You can rest assured that you won’t leave your loved ones with financial burdens with our whole life and final expense life insurance plans. Our life insurance plans will leave them with money to help pay your final expenses or other debts. Special features of these insurance plans include:
Guaranteed issue
Premiums guaranteed to never increase
Guaranteed renewable
Non-cancellable for life
Guaranteed cash value that can also be borrowed against
Some of these policies do not require a physical examination, they increase in value over time and provide immediate cash benefits.
Policy Forms may vary by state.
This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.