MedMutual Protect Senior Solutions

As of December 1, 2022, Reserve National Insurance Company (formerly known as Kemper Health) is part of the Medical Mutual family of companies and is no longer affiliated with the Kemper Corporation family of companies.
The Kemper and Kemper Health trademarks and similar or derivative trademarks are temporarily being used by Reserve National Insurance Company under license from Kemper Corporation.

Products

A Modified Whole Life Insurance Policy

Home Health Care Policy

People don’t go to nursing facilities because they want to; they go because they have to. Our Home Health Care policy gives you the flexibility to utilize the type of care that can be right for you…in the comfort of your own home. With the ever-increasing incidence of in-home care as a result of people being discharged from the hospital faster, this policy has become very popular. This policy is designed to help provide care in your home instead of in a hospital or nursing home. Benefits are paid for:

Skilled Nursing Care
General Nursing Care
Physical Therapy
Speech Pathology
Occupational Therapy
Chemotherapy
Specialist Services
Enterostomal Therapy
Respiration Therapy
Medical Social Services
Home Health Care Aide

Optional benefits can also help cover:

Prescription Drugs
Annual Physical Exams
Eye and Hearing Exams
Ambulance
In-hospital Private Duty Nurse

Policy Form HHC-95 with PD-2 and EBR-HHC Rider

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.

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A Modified Whole Life Insurance Policy

Home Health Care Policy

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